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Organise your finances!
RIVAL Wealth will answer any questions you have about how to structure your finances.
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Complete the form below and we'll get in touch to discuss your financial needs.
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Client testimonials
"I knew I should get into KiwiSaver but had quite a few questions not easily answered by a website..." Read more.
Improve your
personal income,
savings and
finance for your
working life and
retirement.
From insurance to
increasing your
cashflow, better
your business
through sound
planning.
Expand your farm
assets, and protect
your equity to get
the most from your
farming business.
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Frequently asked financial questions
Below is a list of FAQ. If you have any questions about your financial matters or a general issue, feel free to use the form below to ask your question.
If your question may be of benefit to other people - we will post the question and answer on this page.
Please be assured your personal details will not be used.
Frequently asked questions + answers
1. Why choose RIVAL Wealth?
RIVAL Wealth offers:- a 'full service' approach to meet personal and business financial needs.
- assistance with financial planning, wealth creation and investment strategies.
- protection for your family and your business from life's unexpected problems, with advice on the full range of insurances, including life cover, disability insurance and health cover.
We are a Wairarapa firm, providing advice New Zealand wide, with no alignment to any bank or insurance company. You deal directly with advisers who are focused only on delivering results to you, and take pride in their outstanding service.
2. Is the advice I receive impartial?
Yes.
Some financial advisers can only recommend products or services from one or a limited number of companies.
Our advisers select products from across the whole market.
We are not tied to any bank, investment firm or insurance company, and can always act in your best interests.
3. How much will advice cost?
This is understandably one of the most common questions we are asked.
The initial consultation is FREE, and you are under absolutely no obligation to proceed. If you choose to go ahead we will clearly detail the likely charges.
Most insurance products do not incur any charges as we get commission from the product provider. For investments, charges are a percentage of the assets under advice, which will be disclosed before you commit.
4. Are my investments and insurance held with you?
No.
We do not hold your assets or insure you. We act as brokers dealing with companies on your behalf to get you the best deal. Your investment or insurance is held in your name with a third party that we determine.
5. Will you review my plan in the future?
Yes
Our review process is our point of difference.
We want to make long term relationships with our clients.
We have a bi - monthly newsletter that we send out to clients that keeps you up-to-date with the latest happenings in the financial world.
RIVAL Wealth is here to support you and your financial plan both now and in the future.
6. Will my adviser be fully qualified?
Yes.
We encourage our financial advisers to work towards a higher standard than the minimum proposed by the industry regulators. We also run a mentor system, where advisers can discuss issues and topics between each other.
Advisors can give you details of their qualifications and individual experience on request.
7. I'm not sure whether I really need advice; what should I do?
Many people are not certain they need advice. We have structured our service to ensure that you understand the benefits and costs before you make any commitment. Our free no obligation initial consultation will make sure you are firmly in the picture before making a decision.
8. What happens if I don't go ahead?
There is no obligation for you to act after our initial meeting, and if you don't want to proceed there is no charge.
It would be helpful to us if you let us know why; your feedback will help us improve our services in the future.
9. How are you compensated for lump sum investments?
We are solely compensated by advisory fees based on the value of assets we are managing. By charging a percentage of assets under advice, our incentive to perform well is directly aligned with your investment objectives.
Our fees are based on a percentage of your account balance. The rates are quoted as annual percentages, although we bill for them quarterly.
They are 0.6% for growth assets and 0.3% for income assets.
Email RIVAL Wealth your question
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