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Providing for your family if you unexpectedly pass on
Most people know what life insurance is – if you unexpectedly pass on, your family receives the amount you were insured for. But have you got enough life insurance to cover the debts your family will face? Provide debt protection cover and an income for those you leave behind.
- Did you know that certain life insurances will pay out up to
12 months in advance for a terminal illness? - Which life insurance is best for you?
- You could save thousands of dollars - are level premiums right for you?
RIVAL wealth can assess your financial situation and ensure you receive comprehensive advice about life insurance options.
Level vs Stepped Premiums
|
Stepped Premiums |
Level Premiums |
Monthly Premiums |
$67.06 |
$88.78 |
Cumulative premiums 20 year |
$17,304.00 |
$10,653.00 |
When there is a long term need, we believe there is no point having cover only to cancel the cover as it has got too expensive when you will statistically need it most.
In some cases we therefore recommend level premiums. You will pay more in the short term, but over a longer period you will save thousands on your insurance premiums.
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